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The Wedding Budget Talk: What Should You Discuss?

Updated: Apr 16, 2018


Discussing your wedding budget with your fiancé isn’t a small task. Not only are you in the process of trying to plan a killer wedding, but you have to deal and negotiate with someone who could halt or turn down your rad ideas.


The wedding budget could be a sensitive subject or a point of contention, so it’s crucial that you try and make it as painless as possible while still getting what everyone wants.


Discussing the Wedding Budget

Talking about money doesn’t have to be a tough as you think. Here’s how you should go about it.


First off, you need to choose the right moment to bring it up. Establishing the wedding budget is the first step in the planning process, so you shouldn’t wait long after getting engaged to have this chat. What you need to do is make it a well-timed conversation. As it could take a while, it isn’t something you should bring up while you’re both getting ready in the morning. It will take more time, say over a three-course meal at your favourite restaurant. Whenever you decide to bring up this conversation, don’t spring it on your fiancé.


Guiding this discussion should be your wishes and wants for your big day. Find out what both of your priorities are. Do you want to invest more in your videographer and photographer or is your fiancé more concerned with having a delicious first meal as husband and wife? Nailing down these priorities will help you allocate funds for different expenses and estimate your wedding costs.


How Much Do You Have Saved?

Have you been putting money aside for a while to finance these spectacular nuptials or do you find your bank account needlessly empty? You and your fiancé need to look at the timeline of when you want your wedding to take place and how long you have to save. After looking at your timeline and your savings, decide how much the two of you can realistically afford to contribute without spreading yourselves too thin. If you realize your budget doesn’t match your wants, some compromises may be in order.


Seeing how far your dollars will go will require you to accurately estimate the expenses of your wedding. One of the biggest mistakes you can make when creating a budget is underestimating the true costs of wedding expenses. To get an accurate idea, do some thorough research and ask around. A wedding planner can help you with that, or you can spend the time talking to each vendor that you’re considering.


Related: What to Look for in an Excellent Wedding Planner


Wedding budgets are much more than a quick conversation and touch base. They need to be planned, discussed thoroughly, and revised repeatedly. To make a wedding budget conversation effective and productive, you need to establish your priorities, review your finances, and go from there.


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